Medicare is complicated. With over 20 years of experience, we help individuals understand
their choices through education and examples. As we are independent contracted agents, we
are not employed by any government agency or insurance company, and so are advocates
for our clients. We can help find the most cost effective Medicare coverage for each
individual.
We offer Medicare health insurance in Western Washington and northern Arizona through
many different health insurance companies. We do not offer Marketplace insurance for
individuals who are not eligible for Medicare.
We teach individuals their Medicare options and help them find the most cost effective
coverage for each person. We check for eligibility for clients or potential clients in other cost
savings programs, like Extra Help for prescription drugs, or Medicaid. If it is in the best
interest for the individual, we sometimes recommend that they stay with their current plan. We
are independent agents, so we can be advocates for our clients and be hands on if they have
questions or concerns regarding their insurance after they enroll. We offer no cost, no
obligation appointments. Let us help you!
How We Got Started
After working in the corporate world for decades, in 2003, I retired from being a computer
project manager, and got my insurance license. I started out marketing health and life
insurance for the general population. However, in 2013, my husband, also a computer project
manager, retired, and we moved to Prescott, Arizona. As Prescott is largely a retirement
community, I switched to marketing only Medicare and related products for retirees. My
husband then got his insurance license and started in the business as well. In 2023, we
moved back to our home state of Washington, so we are licensed in both Arizona and
Washington, and have clients in both states. We love being able to help people!
Our Ideal Customer - We look to help the following individuals:
* Anyone turning 65 years old, or 65 and older who are new to Medicare (like those retiring)
* Individuals who are under 65 but eligible for Medicare due to disease or disability
* People on Medicare who are seeking new Medicare plans to replace their current plans
* People new to the area who require new Medicare plans as they’re out of their current plan
area
* People eligible for Medicare but also have chronic illness, like diabetes or heart conditions
* Individuals who have both Medicare and Medicaid (Apple Health or AHCCCS) coverage
The products and services we offer:
* Medicare Education * Plan Analysis & Review * Comprehensive Support &
Service * Prescription Drug Plans * Medicare Advantage Plans * Medicare Supplement Plans
* Vision & Dental Insurance * Hospital Indemnity Plans * Final Expense Policies
Recommendations:
Sheri: “Very knowledgeable in the insurance field. I recommend Jill.”
Maureen: “Professional service”
Hauser: “Best longstanding advice on insurance around! I recommend Jill Clifford.”
Weston: “I had no idea about Medicare until I had to have it myself. If it hadn’t been for Jill
and her husband, I would not have known what options I had. They were the perfect guides!”
